The requirements and constraint conditions of reliability statistical demonstration test design for binomial distributed product were analyzed.Considering the producer's risk and consumer's risk

reliability test cost

the reliability test design model based on test loss (RTDMTL) was constructed for the reliability test design of binomial distributed product.To given sample size

according to 0-1 loss function

the acceptable maximum failure number calculation method was presented under the principle of minimize the posterior expect loss.According to average risk criteria

the formulas of producer's risk and consumer's risk were deduced.To the solution of RTDMTL

the steps of optimum test plan calculating numeric algorithm were given by Matlab software.At last

an example was given to show the validity of the proposed method.